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Expansion of standing army based on conscription.
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Not only the existing army of Barca, but also young and healthy men from the territories under the direct control of the Fontana family are to be recruited and trained as soldiers.
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For this purpose, money is needed at all costs.
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A lot of money.
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But it is a little difficult to raise that money in Barca now.
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I have succeeded in taking Carlos' place as acting head of the Fontana family, but it would be bad for the reputation of the Fontana family if I were to spend their money right away.
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At least not right away.
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At first, the Barca side would have to bear some of the burden of building up a standing army.
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To do so, they need to have money on hand immediately.
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That's why I decided to do a quicker way to earn cash instead of making a profit through the sale of new products.
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"No, what do you mean, kid? What do you mean you're going to turn this paper into money? You're saying this knowing that a piece of paper like this can't replace money, right?"
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"Of course, old man. Of course, old man. Instead, we need to buy this paper with a lot of money from people who have money.
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"Buy paper? Who would buy such a thing? If you want paper, all you have to do is buy it the usual way."
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"That is, if it's the same as regular paper. Of course, the paper I sell is not normal. It's paper that I'm allowed to buy back for more than the original purchase price after a certain period of time has passed since you bought it.
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"Huh? ......, don't you think that's a proof of debt? What are you thinking? Were you talking about borrowing money?"
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"Yes. You want me to give you the money so you can pay me back later with interest. The territory of Fontana will definitely grow with Barca's magic. He's borrowing the money he needs now in anticipation of increased tax revenues in the years to come."
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"No, no, wait a minute, kid. You're lending money to the other knights too! Don't you know that? If you borrow money from a moneylender, you're going to pay high interest and get your ass plucked out of the ground, okay?"
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"Not exactly, old man. I don't owe money to a moneylender. I don't need to be a moneylender if he's willing to buy the deed I'm offering.
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"...... What are you talking about? After all, you still owe money, don't you?"
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"No . In most cases, when you borrow money from a moneylender, the lender decides the amount of money to lend and the interest rate. But that's not what I'm going to do. I decide the interest and the repayment period. In this case, it means that no matter what the other party says, I will never return the money until the repayment period comes, and I will not change the interest rate."
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"I don't understand. Normally the one who lends money is the higher rank, but a monk who is supposed to be the one who borrows money sets the standard? Who would want to lend money like that?"
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"Of course there are. You forget, old man. I'm the acting head of the aristocratic Fontana family, which means I'm the same as Raymond the vizier in the old days. You used to complain about how difficult it is for a merchant to establish a connection with the nobility, didn't you? There are plenty of people who are willing to lend me money and make connections with me if they have the power of authority as an aristocrat to back it up."
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"...... but all merchants are strict about their money accounts. If they think that a monk is not going to use his position as the acting head of an aristocratic family to collect money and repay it, no one will give him money. The bigger the amount of money, the tougher the eyes will be.
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"Don't worry. If you have the assurance that you can pay me back, I won't hesitate to give you the money."
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"What are you going to do?"
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I'll show you the silver. I'll show you the mountain of pure silver I've been secretly storing in Barca."
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"...... sterling silver? Oh, you mean you're going to show him the silver from the dog man? I thought you said we were going to keep that a secret, kid?"
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"Of course, the Taro thing is a secret. What I will show you is a pile of silver ingots. Well, let's put it this way. Barca has secretly found a silver mine and has begun excavating it. This silver is from that silver mine, and the silver is of a unique purity, and the mining is progressing. The amount of silver saved is increasing as time goes by, and even if Barka borrows gold now, he will surely be able to pay it back, or so the explanation goes."
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"I see. They use it as show money. It is true that the amount of silver produced by the dog-man's magic is ever-increasing and will never decrease. A silver mine is a strange thing to say. And anyone who would suspect that the silver is fake after being shown such pure silver is not worth talking about. ...... surprisingly good?"
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"Probably not. And no matter how much silver you can produce, you can't multiply it by a multiple right now. But if we use that silver as a source, we can have more silver on hand than we have right now."
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"Okay. Let's do it. In the meantime, we need to figure out the amount of silver the dog-man makes and work out some more details about the repayment period and interest on the certificates. ....... Good, that's interesting, kid. I'm going to collect the money by setting the highest amount that can be borrowed with Barca's credit rating."
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"The old man seems motivated. I'm sure he is. I'll give it a name to emphasize that it's not just an ordinary certificate. Let's call it a Barca banknote.
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"Banknotes, yeah, that's good, kid. All right, let's get started on the fundraising."
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Thus, I and the old man decided to collect money by issuing banknotes called "Barca Banknotes.
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The Barca banknote, which was made with a special paper for the certificate and a serial number to prevent counterfeiting, received a greater response than we had expected, probably because it was made of actual pure silver.
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And I had enough money on hand to run a standing army for several years without doubt.
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