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The bracelets distributed to believers at Barca Church have actually changed little by little.
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The first ones were simply designed to allow the eye to identify individuals by capturing their current location and the wavelength of their magical power.
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However, the bracelet now has the ability to trade en, making it possible to buy and sell things.
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More recently, bracelets have also been equipped with automatic adjustment and rust-preventing magic circles.
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Thanks to this, it is no longer necessary to make them in different sizes for children and adults, or for men and women.
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This is a great help to us, since we need a large number of bangles thanks to our efforts to acquire believers.
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In such a situation, we added a new function of lending and borrowing.
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The previous system was simply for selling and buying between the parties concerned, but now it can be set to automatically transfer money from the borrower to the lender after a certain period of time by providing a loan.
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In this case, the repayment of the loan is accompanied by interest.
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To be frank, I wondered if such a function was necessary, but it was added at the insistence of Christina.
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Apparently, there was a petition from merchants to Kristina.
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She must have been asked by various people to lend money to do business.
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Recently, I have been doing construction work in various places, and I have been getting to know people who do the work.
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In the case of river replacement work, there are many things to trade besides bricks and walls, such as necessary materials and food for the workers.
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In the midst of all this, I have come to realize that those who make money are also those who can boldly borrow money.
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Even a business that you think you can make money from, you probably have to have the money to start it.
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Just as you need weapons to win a battle, you need money to do business.
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It seems that they want to start working on something they think they can make money even if they have to borrow money.
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It may not be a bad thing to be steady, but sometimes boldness is necessary.
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However, the economy is still in a recession.
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There is also a shortage of coins outside of the Orient.
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Even if you wanted to do business, there were few places where you could borrow money.
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So they decided to borrow money in Enn.
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If you only need to borrow money, you can do it with a certificate.
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When and to whom you borrow money, how much you borrow, and when you pay it back.
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You just need to prepare such a paper and make a transaction.
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But the problem is whether the borrower will pay back the money or not.
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If you lend money, you have to collect it.
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And if the bracelet can be used for transactions without using physical coins, it should be possible to collect the money automatically on the due date.
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The merchants have thought of such a thing.
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Kristina listened to the merchants' opinion and moved because it would be good for the Orient.
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The country would be richer if it could rent out its lands and if business would be stimulated.
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Kristina insisted on this.
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And Ai agreed with her.
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Ai agreed with her because, among her knowledge, this is a fact that has been actually observed.
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It was, after all, Brother Ars.
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Brother Ars had been in the money lending business for a long time.
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Since the Fontana family was still a noble family, he lent money to the knights under his command to encourage them to improve their farmland.
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The loan of money, the profit from the repayment, and the development of agriculture made the Fontana territory rich and paved the way to the kingdom.
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Furthermore, the interest rate is also significant.
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It seems that Ai had the idea of unifying the interest rate or interest rates for this lending and borrowing function.
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This is because, although it is difficult to borrow money nowadays in small countries, loan sharks are still existing.
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And such loan sharks are lending money at such a high interest rate that the interest rate I offered to Lambda this time looks so cute.
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Even if they can't pay back the money, they will collect it even if they have to strip themselves of the money.
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Ai's idea seems to be that if they can borrow money with just a bracelet and an en, and at a much lower interest rate than loan sharks, they will be able to suppress such people from gaining power.
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In other words, from a larger perspective, it would help maintain public safety.
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That is the effect of attaching a money-lending function with an interest rate to the bracelet.
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The bracelets that Lambda and his friends are going to distribute in the town of Biden are the ones equipped with this new function.
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The entire town will be asked to pay for it, and a certain amount of interest will be added to it.
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This was meant to be an experiment in a sense.
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The new system will automatically move the amount of money from the balance every month, whereas the existing bracelets can only display the balance and the amount of transactions.
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The usability of the system needs to be verified.
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At the same time, we also need to check if there will be any problems with having a bracelet with a borrowing and lending function.
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You could call it a social verification.
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Well, I won't lose anything, and I can make money from the interest payments, so there is no problem.
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While watching the distribution of the bracelets in the temporary Barka church building, I started to interview those who had started using the bracelets immediately.
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