Read I Was Reincarnated as a Poor Farmer in a Different World, so I Decided to Make Bricks to Build a Castle | 1170 -

1170 - - Money gathers with the man who has it.

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"Hmmm. So this is what happens: ......"

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　A fair amount of time has passed since I went to the rescue of the town of Biden.

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　In the meantime, I have been to several other towns, working as a mercenary and handing out bracelets with a borrowing and lending function.

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　All of them are small towns, more rural than a cluster of small states.

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　Still, the presence of people has made it possible to sell and buy things, and I have come to understand something.

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"This is going to make the rich people even richer, isn't it?"

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Yes, it is. The function of this bracelet alone may be a little problematic. It may not be enough to control loan sharks.

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"I agree with you, Kristina. The fact that people with bracelets can lend and borrow money from each other means that those with money can lend to those without. Those who don't have the balance can't lend it, so they'll never be able to crawl out of the hole, that's for sure."

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　A phenomenon observed in a backwoods town, a closed society in winter.

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　It was that money would come to those who had money.

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　It has been only a short period of time, so we don't know yet, but we can see such a tendency.

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　Maybe it will become more obvious as time goes by.

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　This is a story from the town of Biden.

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　I handed out bracelets to the townspeople and asked for money to send mercenaries to the town.

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　And the church of Barca also offered the residents a chance to get en through the purchase of magic stones.

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　And what happens then?

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　The repayment to the Barka Mercenaries is fixed to be a small amount every month.

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　Therefore, the balance of ene from the sold magic stones accumulated.

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　Then, the young people in the town, who were flexible and curious, started to use the ene in practice.

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　On the other hand, the old people are not so active and do not seem to shop with "en".

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　But still, they started to use en for buying and selling in the town little by little.

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　They must have understood how easy it is to use it after using it once.

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　They use ene to buy food and alcohol.

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　But it is a small town surrounded by snow.

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　There is no such thing as a place that sells as many things as you want.

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　After a while, it seems that the prices of things started to go up.

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　Especially, the price of alcohol became expensive even for a small amount.

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　If the price is too high for you to afford, don't buy it.

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　That's what I usually think, and until now, I had no way to buy them because I had no money.

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　But this time was different.

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　If you don't have the money, borrow it.

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　Some of the young people who have been using the bracelets for a long time and have become accustomed to using them, have come to think so.

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　Was it bad that the first thing to go up in price was alcohol?

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　People who like alcohol want to drink it every day.

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　And there are also those who are stupid enough to want to drink even if they throw up.

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　So, those who like to drink too much rent an en and start drinking.

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　They can drink on credit, even though it is a small amount and expensive.

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　Moreover, they only have to pay back a certain amount of money per month, and they can make money by selling magic stones.

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　So they borrowed money from their acquaintances.

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　The fact that they borrowed from their acquaintances and not from the church of Barca is a unique feature.

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　They may have been more interested in borrowing money from their acquaintances than from some unknown religious organization that appeared out of the blue.

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　However, it was not possible to lend money without a balance.

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　More specifically, the balance minus the debt was not plunged below zero, and only those who had enough funds could lend money.

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　Even if he borrowed money from his acquaintance, the next door neighbor was a countryman just like him.

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　Such a person does not have enough money to borrow.

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　Then, who would he borrow money from?

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　It would be someone who has money in the town.

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　In the town of Biden, it was Lambda.

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　Apparently, Lambda was a relative of the mayor, Biden, and he had coins for the merchants in that town.

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　He lent them to others in exchange for en.

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　Because of his wealth, he was a rich man who had more than other townspeople.

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　So, it seems that Lambda lent a lot of money to the young people in the town.

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　So, every month, he receives repayment from them.

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　No need to go to collect.

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　The money is automatically transferred by the function of the bracelet.

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　Thus, Lambda is the biggest lender of money in Biden.

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　And because of this, for the past few months, Lambda has been getting a lot of money without doing anything.

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　Maybe Lambda knew this would happen?

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　Or did they realize it later while using the bracelet?

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　In any case, Lambda is now going to make a considerable amount of money from the interest alone on the loaned en over the long term and on a regular basis.

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　Isn't this just like a loan shark?

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　I mean, it's okay if it's only for a short period of time, but if it were a city like Orient or Count Vandenburg's territory in Brillia, I think it would have a bigger impact.

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　If those who have money lend money all over the place, there is a possibility of creating a very wealthy person.

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"Do we need to limit the functionality?　At the very least, it might be a problem if anyone can lend en."

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"Yes, that's right. I wonder if lenders should be required to have a permit?　Otherwise, it's going to be a far cry from the kind of public safety you're talking about, isn't it, Mr. Ai?"

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"Permit system. That's a good idea. It might be a problem if things go up in price, and there are a lot of things to think about.

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　Not now.

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　Even though Lambda can now make money, it has limited resources.

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　And there is a limit to the number of alcoholic beverages and other indulgences.

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　It is not too late if we consider what we should do now and deal with it.

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　Or rather, it is an experiment in a remote town for that purpose.

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　Based on the information obtained from the social experiment on the influence of moneylenders, I, Kristina, Ai and others continued our discussion on the function of the bracelets.

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