Taro, do you still have the 'ransom note' you got when you sold your clothes last time?

'I don't spend any money in the barracks, so it stays that way.

'That's not a good idea. We're going to church now because we might get robbed or mugged.

'What?　In church?

'If you're going to deposit money, it's in a church, right?　Wouldn't that be true in Tallow's world?

No, in my world, it's a bank.

In this world, the deposits go to the church.



　Leveling was going well.
　As usual, my party couldn't get divine coins or materials from killing the sand beasts, but I didn't have time to pick them up and deal with them, because I was able to defeat them efficiently.
　The noble officers seemed to be angry because they couldn't get divine coins and materials, but since the king had said he would take care of them for a month, he couldn't possibly punish me, and he was in a state of gnashing of teeth.

　Three days after I started leveling, today was my first day off, and Major Thunder, who was also off, invited me to go to church.
　It's like a 'bill of sale' check that I got when I sold my purple sweatshirt top and bottom.
　I was invited by Major Sander to go and deposit it in the church, because if I kept it in my possession, it would be in danger of being stolen.

　It seems that in this world, there are no banks, and churches are in charge of deposits.
　As they say, when the world changes, so does common sense.

　When I headed with Major Sander to the church in the capital, I saw a building that definitely looked more like a bank than a church.
　Maybe it's because it deals in gold, or because it's a church, or maybe because it's both.
　The building appears to be very expensive.

'What can I do for you today?'

I'd like to deposit the ransom note.

Deposits, I see.

　Not only the building, but also the priest of the church seemed to be a banker.
　Of course, there seemed to be a proper priest who seemed to be a priest, too.

'Put your palms over here, please.

　I wondered how they would identify the depositor in this kind of medieval fantasy style world, but when I placed my palm on the crystal ball at the behest of a young male priest, I found that the depositor registration was already done.

''You must be Lady Katou Tarou, right?''

　I haven't even told you my name yet, but that crystal ball is awesome.

'Together with the divine coin, it is a thankless gift that God has given to us humans. Thanks to this device, we can deposit, withdraw, borrow, etc. in all 14,769 churches in the Great Desert.

　That's more convenient than any bank on the planet.
　And, thanks to the church's banking business, the church is likely to have equal or more power than the state.
　That's a boon for us to find out.

'What's the 'ransom note' you're going to deposit?'

Here.

20 million dollars? That's a lot of money. Give me your palm again.

　I put my palm on the crystal ball again, and he says that this is the end of the deposit.

'Place your palm on the crystal ball over there and the balance will be displayed.

　The young priest taught me to go to the place where the crystal balls were lined up like an ATM corner and put my palm on it, and the words 'Katou Taro, 20 Million Dolks' appeared on the crystal ball.

''That's convenient,''

I've always been this way, so I'm not surprised.

　Since it was my first time, I continued to receive a detailed explanation from the young priest, but there are no fees for deposits or withdrawals.
　In return, he said, you don't get any interest on your deposits.
　If you can deposit and withdraw from any church, it's not a problem because it's worth more than the interest.
　That's a huge difference in convenience.

　You can borrow money, but the interest on it is quite high.
　Furthermore, when you borrow money, it seems that the magic of 'location awareness' comes naturally and it's impossible to escape without paying it back.
　It is said that no matter where you run away, its location is grasped, and priests specializing in collection will literally chase you to the depths of hell.

''By the way, what happens if you can't repay the debt?''

You will be held in your church's designated workplace until you are repaid.

　They are locked in an octopus room and use the wages they earn from working to pay off their debts.
　They can't escape until they finish repaying the debt, labor becomes difficult, or they die.
　Even if they try to escape, they can't escape because of the magic of 'location awareness'........

'The divine coins of this world are sacred things given by God for people to use conveniently. Borrowing and not returning it is a great sin against God....

　If you don't return the money, the priests will come to collect it, and if you don't, you'll go to the octopus room....
　Maybe this world is actually the church's most powerful person.
　But since the divine coins were given to humans by God, shouldn't the church be in control of them?

''I don't have any plans to borrow money at the moment, so...''

If you could, that would be great.

　I hear the interest rates are high, so I shouldn't borrow money?
　Unless you're starting a business, I guess.

Well, let's get back to the barracks.

Yes, sir.

　Now that I've finished my deposit, let's go back to the barracks.
　It's a good day off, so let's not go out and buy something to eat.
　If I had to leave the barracks, I'd have to spend money every day, even if I didn't want to.